Centex Homes - Builders of New Homes for Sale in Texas, Florida, California, and more.

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The Mortgage Process

Here is a quick overview of the mortgage process:

Start to Finish

Step 1 - Fill out loan application
Step 2 - Supply all requested information

Step 3 - Credit report issued
Step 4 - CTX underwriter review
Step 5 - Receive loan decision
Step 6 - If approved, close on your loan! It's THAT EASY!

Buying a new home is exciting. There's so much to consider, so many details to keep in mind. CTX Mortgage, our affiliated mortgage company, keeps you on the fast track to homeownership - if you find a house today, CTX can quickly close your loan. EVEN BETTER, have your credit pre-approved -- your mortgage credit pre-approval helps you make the best deal possible. Other lenders may keep you waiting...and in today's market, time is money.

First Time Homebuyer Info
The Mortgage Process
Frequently Asked Questions
Mortgage Calculator

Business Partners:
• CTX Mortgage
• Commerce Title
• Westwood Insurance Agency

What you'll need to apply for credit approval:

A completed mortgage application.
W-2 tax reports for the last two years and your latest-month pay stubs. If you are self-employed, you need the last two years' tax returns and the most recent profit and loss statement and partnership documentation.
Cash to close the transaction: 3 months' bank statements, stock statements or other acceptable information verifying funds to close. A percentage of the proceeds from the sale of your current home may also be used as closing funds (see your CTX loan officer for details). Note: Closing funds may not be borrowed.
Your authorization for CTX to review your credit report plus any required application fee. CTX will verify your income, debts and assets as required by the investor that will purchase your loan.
CTX Mortgage reserves the right to reject any loan and request additional information.

So what are you waiting for? For more detailed information about financing your new home visit www.ctxmortgage.com to locate a CTX Mortgage office near you.

Pulte Brands Rank Highest in 13 Markets in Annual Survey. Pulte Homes Leads Builders in Customer Satisfaction Rankings by J.D. Power and Associates®.	Centex EnergyAdvantage. Every new Centex home has the features you need to control your energy costs.	Love where you Live for Less. Build with Centex and low monthly payments are just the beginning.
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